Inicio AI

Inicio.AI has developed an online income and expenditure affordability solution, which makes the process significantly more user friendly and easier to complete for the customer thus enabling lenders to understand what their customers can afford much more accurately.

Inicio’s virtual agent (‘Budgie’) and conversational AI completely overhauls the income and expenditure process end-to-end. Usable on desktop or mobile, Budgie walks users through the process at their own pace, using conversational AI and its own proprietary LLM to greatly improve engagement and completion rates and identify millions of pounds in missed benefits and financial support for people in debt.